Thursday, February 7, 2008

Renting a car and car insurance


If you cannot afford to purchase a car of your own, there is a car rental agency that you can go to in case you need to rent car. For this, you will be obliged to present your valid driver’s license and your recent car insurance. You may feel this is much annoying but this is the only way you can be trusted by the car rental agency. They will absolutely not risk their vehicles to unworthy borrowers. To be provided with a vehicle from car rental agencies, the needed documents should be presented to make business fast. Without those, certain rental agencies may allow you to use their cars but at a somewhat heavy insurance coverage fee.



Aside from the regular vehicle insurance, the agency which rents cars may offer you additional insurance. This covers the amount of repairs and others if you are to hire a car. An advantage of having additional car insurance is that you can deny any responsibility if something happens to the car. Sure enough, you don’t want to return the borrowed car in its dilapidated state, but you never can tell if strange things occur. As you see, it is better to avail of this coverage and not need it than to need it and not have it.


Once you take the vehicle out of the rental agency, be sure to place all the documents in the glove compartment. This is for you to prove that you are allowed to use the car once an officer asks you. Don’t be upset with law enforcers, if this happens since they have duties to perform. All you need to do is to show the paperwork and show that it is registered with all the necessary insurance. If you can’t show these documents, the more hassle you’ll have to go through. Insurance issues and car rentals are very simple to handle as long as you know everything there is to expect.